Sardine

Sardine Overview

Sardine delivers a leading AI risk platform designed to proactively prevent fraud, ensure robust KYC/AML compliance, and provide real-time transaction monitoring. Top banks, online retailers, and fintech companies leverage Sardine to automate risk decisions, accurately detect fraud and money laundering, and effectively safeguard their customers from various scams, including bot attacks and account takeovers.

Sardine Key Features

• Advanced Fraud Prevention: Utilize proprietary device intelligence and behavioral biometrics to unmask fraudsters, stopping identity fraud, payment fraud, card issuing fraud, and chargeback risks across all financial crimes.
• Comprehensive Compliance: Streamline your compliance efforts with end-to-end KYC and KYB capabilities, sanctions screening, AML transaction monitoring, and integrated case management tools.
• Real-time Bot Detection: Identify and block sophisticated bot attacks, including carding, credential stuffing, web scraping, and reseller bots, protecting your platform from fake accounts.
• Scam and Account Takeover (ATO) Protection: Defend customers against social engineering tactics like pig butchering, crypto advisor scams, deepfakes, and voice cloning, preventing account takeovers.
• AI Agents for Enhanced Efficiency: Deploy specialized AI agents for tasks such as resolving complex KYC verification issues, efficiently reviewing sanctions alerts, automating merchant risk scoring, and managing the entire chargeback and dispute process.
• Modular Risk Management Platform: Access a suite of modular building blocks for managing risk across the entire customer journey, from onboarding to transactions, with continuous monitoring.
• Data-Driven AI with ML Core: Benefit from a platform built on machine learning, leveraging proprietary signals, extensive data enrichment, feature engineering with over 4,800 risk features, and a real-time risk engine.
• Intuitive Risk Tools: Gain control with a comprehensive customer dashboard, a no-code rules editor for creating and testing fraud and AML rules, a workflow builder for automated risk assessments, and a connections graph to visualize and dismantle fraud rings.
• Credit Underwriting: Enhance B2C credit underwriting with predictions for default and audit risk, automating manual processes and incorporating alternative data to approve more loan applicants.
• Sponsor Bank OS: Monitor and enforce fraud and compliance controls across all fintech programs and their customers from a single, unified solution.