Betterment
Digital investment advisor with automated, self-directed & tax-efficient investing
Betterment
Digital investment advisor with automated, self-directed & tax-efficient investing
Here's a breakdown of Betterment's features:
Betterment Overview
Betterment is a leading digital investment advisor that offers a comprehensive suite of tools and services to help individuals and employers manage their finances and achieve their financial goals. They focus on making investing accessible, automated, and tax-efficient, empowering users to build wealth and secure their financial future.
Betterment Key Features
- Automated Investing: Build wealth with diversified, expert-built portfolios. Betterment handles all trading, rebalancing, and tax management for you, so you can focus on living your life.
- Self-Directed Investing: Trade thousands of stocks and ETFs on a commission-free platform, complete with unique tax insights to help you make smarter investment decisions.
- High-Yield Cash Account: Earn competitive interest on your savings with a variable APY, FDIC insurance up to $2 million, and unlimited withdrawals. Special introductory offers may be available.
- Retirement Accounts (IRAs): Save for retirement with tax-advantaged options like Traditional, Roth, or SEP IRAs. Betterment offers automated technology and planning tools to help you win at retirement.
- Tax-Saving Technology: Leverage advanced tax-loss harvesting strategies that can help turn market downturns into tax savings, potentially covering advisory fees.
- Managed Portfolios: Choose from expertly crafted portfolios or customize your own using low-cost ETFs, designed for long-term growth.
- Ongoing Optimization: Benefit from continuous monitoring of your investments, automatic rebalancing, and dividend reinvestment to help maximize your returns.
- Personalized Planning: Get a customized financial plan, recommendations on savings, and adjustments as your life circumstances change.
- Access to Human Advice (Premium Plan): For those seeking more personalized guidance, a premium plan offers access to 1:1 advice from a Certified Financial Planner (CFP) for an additional cost.
- High-Bandwidth Support: Count on a dedicated customer support team available five days a week to answer your questions and provide assistance.
